Disclosures & Legal Information

FTC Affiliate Disclosure

SafetyWingHub is a participant in the SafetyWing affiliate program. We receive compensation when visitors purchase insurance through our affiliate links. This relationship does not affect the price you pay for coverage.

We only recommend products and services that we have personally researched and believe provide value to our readers. Our opinions are our own, and we strive to provide honest, unbiased information to help you make informed decisions about your health insurance options.

You are never obligated to purchase anything through our affiliate links. You can always go directly to SafetyWing.com or any other insurance provider's website to purchase coverage.

Insurance Disclaimer

• We do not provide personalized insurance advice or recommendations based on your specific circumstances
• The information presented may not be complete, accurate, or current for your situation
• Insurance products, coverage, terms, and pricing can change without notice
• Coverage availability and pricing may vary based on your location, age, health status, and other factors
• Always read the full policy documents and terms before purchasing any insurance product

Before making any insurance decisions: We strongly recommend consulting with a licensed insurance professional who can assess your specific needs and circumstances. They can provide personalized advice and help you understand all available options.

Medical Disclaimer

The content on this website is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition or health insurance coverage for medical needs.

Never disregard professional medical advice or delay in seeking it because of something you have read on this website.

Privacy Policy

Information We Collect

We may collect the following types of information when you visit our website:

• Email address (if you subscribe to our newsletter or download resources)
• Name (if provided through forms)
• Analytics data (pages visited, time on site, browser type, etc.)
• IP address and location data

How We Use Your Information

• To send you requested resources and newsletters
• To improve our website and content
• To analyze website traffic and user behavior
• To comply with legal obligations

Third-Party Services

We use third-party services including:

• Google Analytics for website analytics
• ConvertKit for email marketing (when implemented)
• SafetyWing affiliate tracking

Cookies

We use cookies to improve your browsing experience, analyze site traffic, and for affiliate tracking purposes. You can control cookie settings through your browser preferences.

Your Rights

You have the right to:

• Request access to your personal data
• Request correction or deletion of your data
• Opt-out of marketing communications
• Disable cookies through your browser

Terms of Use

Acceptance of Terms

By accessing and using this website, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.

Use of Content

All content on this website is provided for informational purposes only. You may view, download, and print content for personal, non-commercial use only. You may not republish, redistribute, or sell any content without our express written permission.

Limitation of Liability

SafetyWingHub and its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or the information provided herein.

External Links

This website contains links to external websites. We are not responsible for the content, privacy policies, or practices of these external sites.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this website. Your continued use of the website after changes constitutes acceptance of the modified terms.

Contact Information

If you have any questions about these disclosures, our policies, or practices, please contact us: